i enroles with skillstrain in 10/2008 and i was told that the full amount of this course is 3225.GBP and i can pay monthly instalments which are 75 pounds a month. i have stopped studying at all since 7 months and the money was still going out from my bank account but things are getting very tight and i eventually decided to cancel the whole course. i called skilltrain and ask them to cancel it but they refused and advised me to contact the CDF to change or reduce my payment plan and her second advise was that you can transfer the course to someone else's name but the credit agreement will be still on your name and you can keep taking the money from your friend and like this you can cover your amount as well as your credit amount also and her thired option was that you can change your course if you dont like this course and i ask her that do you have any course which is under 1000 pound but she said no and even if you change your course you still have to pay the same outstanding balance so i said there is no point to change the course and it dosen't make sense for me to even transfer the course to any one else's name and i decided to contact with CDF and i explained my situation but the answer was same and she said to me that nothing to do with us werher you studying or not but we have paid the full amount to the skillstrailn and you are legally bound with us so you have to pay anyway otherwise you should seek for independent advise. EVERY BODY PLEASE GET MY POINT NOW! Q? i ask from that rude lady who work for CDF. that are you independent finance company or you related to the skills train only or providing loans to other institutions also? ANS: yes we do provide loand to diffrent colleges also. Q? could you please let me know about any of other college? ANS: this is not your problem and is not related to you quary. and the most funniest thing is here that it was the same lady who was talking to me on the phone from skills train and i was very astonished and then i called back to skillstrain college same time and one diffrent lady got very angree with me when i gave her my enrolement reference number and she said to me without listening me that just now my coleague explained you about the options you have then why do you want us to put you hold on the phone? i said thank you madam and could i please ask you that is there any other college in UK except you to whom CDF is providing finance like yours? she said this is not your problem. CONCLUSION:SKILLSTRAIN ADDRESS as follows: 80-88 collington street, Luton Bedfordshire post code: LU1 1RX TEL: 08450 777770 career development finance ltd(CDF) address as follow: 56 collington street, Luton (same post code) LU1 1RX TEL:08450 705706 I HOPE EVERY ONE UNDERSTAND THE TRICK HERE. i bilieve that CDF is a same company but diffrent name of skillstrain who ripping off the innocents students and making millions like this easily. NOW LOOK AT THIS: MPs to investigate Career Development Loanssc#m highlighted by IITT. if you want to read this article then search in google and type career development finance ltdsc#m. now if you all guys are ready to take some serious action against this and if you are also victem of the same category then put your hands together and lets take the action please and we can do it BUT TOGETHER. thanks for reading.